Financing with Oliver C. Joseph O'Fallon, Columbia, Scott Air Force Base, and Belleville, IL

When you decide to purchase a new or pre-owned vehicle with our team at Oliver C. Joseph, we'll walk you through each step of the process, including financing. Our expert finance team has the experience, tools, and knowledge to help you find the loan options that are right for you.

Check out what sets our finance process apart from the rest, including how our online tools can get you ahead of the game right from home.

Trusted Relationships

By working with an auto finance team that you trust, you'll be moving in your new vehicle in no time. Our longstanding relationships with banks and lenders in the Belleville, O'Fallon, and Columbia areas can ensure you'll be in great hands when looking at your loan options.

Plus, we'll explain any terms or financial lingo that might seem confusing at first. We want you to be fully in-the-know throughout the entire process of purchasing your vehicle, so you'll be completely comfortable with the numbers we come up with together.

Online Convenience

You can't get more convenient than being able to start your financing process right from the comfort of your own home. When you work with the finance team at Oliver C. Joseph, you'll have the option to get the ball rolling before you even step into our showroom.

Check out our auto loan calculator that will give you an idea of how much your monthly payment will be. You can also fill out our finance application, so we can process your information quickly and you can get driving in your new vehicle even sooner.

Special Programs

We also offer cash allowances for some of our customers, such as military personnel, realtors and remodelers, independent contractors, and more! See our complete list here.

Contact Us Today!

If you have any questions about our financing process, contact us at Oliver C. Joseph at any time! Simply fill out our online contact form, and we'll be in touch via your preferred contact method.

We proudly serve the areas of Belleville, O'Fallon, and Columbia, and want to help you get into the car, truck, or SUV you've been waiting for!

Some used vehicles, 2015 or newer under 80,000 miles on the odometer.  Contact us for details.
 New & Used Vehicles, No Mileage Limits.  No Deductible.  Repair or Replace tires.  See dealer for details. 
 Covers difference between balance owed and vehicle worth. (up to 150%) Contact us for details.
 Full Mechanical Coverage, Roadside Assistance, Rental Care Reimbursement.  See dealer for details.
 Preventative care is the key to maintaining a vehicle properly.  Contact us for details.  


Oliver C Joseph Inc

3795 West State Route 15
Directions Belleville, IL 62226-3100

  • Sales: 618-767-5534
  • Service: 618-509-5414
  • Parts: 618-509-5418


  • Monday 8:30am-8:00pm
  • Tuesday 8:30am-8:00pm
  • Wednesday 8:30am-8:00pm
  • Thursday 8:30am-8:00pm
  • Friday 8:30am-8:00pm
  • Saturday 9:00am-5:00pm
  • Sunday Closed

Make an Inquiry

By submitting your contact information, you consent to be contacted by telephone about purchasing a vehicle or obtaining vehicle financing. Clicking on the Submit button above is your electronic signature.

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